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Motability Scheme Eligibility

The Motability Scheme currently helps over 600,000 individuals stay mobile and independent. If you’re eligible for certain allowances, you could be receiving the same help and support by leasing a car through the Motability Scheme.

Who is eligible for the Motability Scheme?

The Motability Scheme is available to people who qualify for one of the following allowances:

  • Higher Rate Mobility Component of Disability Living Allowance (HMRC DLA) 
  • Enhanced Rate of the Motability Component of Personal Independence Payment (ERMC PIP) - for people aged 16 to 64, Personal Independence Payment replaces the government’s Disability Living Allowance (DLA) 
  • War Pensioners’ Mobility Supplement (WPMS) 
  • Armed Forces Independence Payment (AFIP) 

To be eligible for the Motability Scheme, you must receive one of these allowances and have at least twelve months left on your award. If you meet these criteria, you can exchange part or all of your allowance for a new car on the Motability Scheme.

Motability Lifestyle Wheelchair Image

Using the Motability Scheme for a disabled child

If you have a child between the ages of three and sixteen, you may be able to lease a vehicle through the Motability Scheme to help them. The scheme is currently available to children who are entitled to the Higher Rate Mobility  component of DLA. When they reach the age of 16, they will need to apply for Personal Independence Payment (PIP) to continue using the scheme. 

DLA and PIP

The government has begun to replace DLA (Disability Living Allowance) with PIP (Personal Independence Payment) for people aged between 16 and 64. The changes began in 2013 in Great Britain and 2016 in Northern Ireland as part of the government’s welfare reform programme. 

If you are eligible for the enhanced Mobility rate through PIP, you can use your allowance to lease a car through the Motability Scheme.

 

I’m eligible for the Motability Scheme - now what?

If you meet the eligibility criteria for the Motability Scheme and would like to use it to lease a new car from us, one of our Motability specialists will be happy to guide you through the process. The scheme is fairly straightforward, with monthly lease payments being made from the Department of Work and Pensions. Since they make these payments directly to Motability, you can enjoy the benefits of leasing a car without needing to worry about managing the finances.

If you’re not able to drive yourself, you can still benefit from the Motability Scheme. Through the scheme, you can use your allowance to lease a Motability car for someone else - for example, a family member or carer - to drive for you. As long as the car is helping you become more mobile and independent, you can use Motability to cover the costs of leasing the vehicle, as well as having many of the running costs covered too.